Services

Walla Street Wealth Management, Inc. provides comprehensive financial planning, investment management, and risk management services for affluent individuals and successful small businesses.

Below is more information about several of the areas of service that we offer to our clients. If you have any questions or would like any more information, contact us and see how we can be of service to you.

FINANCIAL PLANNING

Financial planning is the process of achieving your goals through the proper management of your resources by providing direction and meaning to your financial decisions. Our comprehensive approach allows you to understand how each decision you make will affect the interrelated areas of your finances. By viewing each decision as part of a whole, you can more clearly consider both the short and long-term effects on your life goals, and you can more easily adapt when life changes do occur. Financial planning will help you to feel more secure that you are on track to continue to reach your goals.

The comprehensive financial planning service at Walla Street Wealth Management, Inc. incorporates four modules: Retirement Planning, Estate Planning, Tax Planning, and Educational Planning.

Retirement Planning

Retirement Planning is the process of setting retirement goals, estimating the income needed to meet those goals, and identifying the sources from which the necessary income may be generated. The role of our advisory team in this process is to create a plan that is consistent with your retirement goals and designated resources. We will provide you with our analysis of both your quantitative and qualitative data when compared to your projected retirement income need to determine a plan of action. This consolidated analysis will then serve as your roadmap to a successful retirement.

Estate Planning

Estate Planning is the process of managing your assets in the event of an incapacitation, and the orderly disposition of your assets in the event of death. These assets may include cash accounts, investment accounts, insurance proceeds, real estate, business interests, and personal property. Common goals of successful estate planning are the avoidance of probate, reducing or eliminating estate taxes, equalizing beneficiary inheritance, maximizing charitable giving, and providing for a smooth transition of assets from one generation to the next. When possible, our Advisory Team will utilize the legal documents that you already have in place, or provide counsel if you have yet to establish the documents recommended for your plan.

Tax Planning

Tax Planning is the process of arranging your financial affairs so as to minimize your tax liability and maximize your net income. We aren't concerned as much with what you will make, as we are with what you will keep. Our advisory team will analyze the tax savings opportunities that are available to you and will help you to formulate a plan of action that will maximize your net return. Our clients tend to have significant income streams from both employment and investments, which makes the Tax Planning process crucial to retaining your hard-earned assets and making those assets work even harder for you.

Educational Planning

Educational Planning is an area of critical importance to our clients and greatly affects those who have yet to fund the increasing cost of higher education. Our clients tend to be highly educated and encourage their children and grandchildren to pursue a higher level of education as well. Our role in the Educational Planning process is three-fold...First, to conduct a thorough analysis of future educational costs; Second, to determine which available savings programs will be most advantageous to utilize; and Third, to develop a consistent savings strategy so that adequate funds will be available when required.

INVESTMENT MANAGEMENT

Investment Management is the process of selecting when, where and how much to invest in particular assets, while considering the specified goals and objectives of the investor. As an independent firm, we have the ability to access a much broader range of investment products and services than our competitors, which results in a significant advantage for our clients. Our advisory team will conduct a thorough analysis of your current investment portfolio, cross-reference our analysis with your stated goals and objectives, and then determine strategic ways to enhance that portfolio in order to improve the overall performance and liklihood of achieving your goals and objectives.

Our advisory team has extensive experience managing both qualified and non-qualified portfolios, and regularly utilizes individual stocks, bonds, mutual funds, and exchange-traded funds, as well as alternative investments such as private equity, limited partnerships, and real estate in order to provide the optimum allocation for building wealth.

RISK MANAGEMENT

Risk Management is not a means to gaining wealth, but is rather a tool to prevent losing wealth. It serves a foundational role in every successful wealth management plan, and without it even the most sophisticated financial strategies will fail to meet your objectives. Our advisory team’s unbiased analysis and assessment of your life, health, disability, and long-term care insurance policies will provide you with a thorough understanding of the protection that you already have in place, and our independence from insurance companies will assure you that our objective recommendations will always be in your best interest.